Asking Can Cut Late Credit Card Fees, Lower Interest Rates

(Undated) -- Getting late fees waived on your credit card bill can be as easy as asking. A new survey from CreditCards.com reports nine of ten cardholders say card issuers waived late fees when cardholders asked. The survey also shows that two-thirds of people who asked for lower interest rates also got positive results. But the survey found that most cardholders don't know they have a good chance of getting what they want if they ask. Only 28-percent asked to have late fees waived and 23-percent asked for lower interest rates.